I’m refinancing this terrible loan and the bank person grimaced when they saw this.

    • photonic_sorcerer@lemmy.dbzer0.com
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      20 days ago

      Buy the car you can afford. If you can’t buy it outright or make a significant down payment (20-30%), don’t take out a loan, look for a cheaper option. Those interest rates are insane, I’m amazed how anyone would accept them.