I have previously looked at this as one potential solution, BUT it requires that bitwarden exists when you die and the page that you link to states: “If your premium features are cancelled or lapse due to failed payment method, your trusted emergency contacts will still be able to request and obtain access to your vault.” – what it doesn’t do is state for how long, or what happens if they access it before you die, let’s say while that you’re on holiday away from the internet for a period exceeding the “wait” time, which is an issue in its own right, how do you deal with access where you’re no longer available, since you’re dead, but the access needs to happen NOW, to pay the electricity bill, or something else.

Additionally, the system requires a level of skill that’s not evident in most non-computing users (from the same page): “Trusted emergency contacts must be existing Bitwarden users, or must create a Bitwarden account before they can accept an invitation.” – which means that now they need to get a “computer person” to help, which introduces even more risk.

Don’t get me wrong, I’m not saying that attempts at solutions are non-existent, it’s that they are clunky at best and in my experience horrendous in general use – for example, look at what happens when one of the signatories of a joint account dies – the account is automatically locked – sometimes for years – even if that account is what’s paying for food and lodging for both parties. All because we haven’t made systems that make sense, despite the guaranteed event of our death.