lol I bought some a few months ago thinking they might not be allowed some way or another after trump was sworn in. Was hoping I wouldn’t have to use them at all and didn’t think I would have to use them this quick.

You’re telling me. I just started a small construction company on the side and have to do it uninsured because it cost at a minimum $4,000 a year just for liability. Seems ridiculous

Edit: I’m in Iowa too so clearly away from any possible large disasters. I know liability insurance is different from homeowners but I think it having a large effect on insurance as a whole. Also when the derecho went though Iowa, everyone and their brother apparently became a contractor and collected insurance money and that ruined it for a lot of other people.